Alcohol

I caught some of 999 emergencies the other day and when I saw the desperate state of some of the alcoholics that persistently trouble the authorities I was kind of amazed that there is no help for these people.

The Government has failed its citizens by supporting the alcohol industry on the one hand and stripping away social care on the other, leaving the emergency services to pick up the tab.

Take a few minutes to add up the amount of money you spend on alcohol every week. No seriously, do it, and don't skimp on the extras.

There, right there, is the reason you are continually flirting with the limit on your bank overdraft. All your money is going on booze, and it is a very sobering exercise to count up the amount of cash you drink away each week.

Being permanently schnockered is why you are so poor.